Mere Presence of Alcohol in Accident Victim’s Blood Insufficient to Deny Liability; Insurer Must Prove Actual Impairment: Kerala High Court
In a landmark judgment, the Kerala High Court has ruled that mere presence of alcohol in the blood of a deceased person is not sufficient to deny compensation under a group personal accident insurance policy, unless it is proven that the accident occurred due to intoxication. The decision came from a Division Bench of Justice Sushrut Arvind Dharmadhikari and Justice Syam Kumar V.M. while hearing WA No. 476 of 2023.…