LIC’s Cancer Cover Applicable Only When ‘First Diagnosis’ Occurs After Waiting Period, Not Upon Expert Confirmation: Kerala High Court

The Kerala High Court, in a significant decision interpreting the terms of cancer insurance policies, allowed the appeal filed by Life Insurance Corporation of India (LIC) against the direction to pay insurance coverage to a cancer patient. The Court clarified that the insurance coverage under LIC’s Cancer Cover policy applies only if the first diagnosis of cancer occurs after the mandatory waiting period of 180 days, regardless of when expert…