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Insurer Must Compensate Gratuitous Passenger Injured in Motor Accident, Liberty to Recover Amount from Owner: Kerala High Court

17 Apr 2026 3 min read
Insurer Must Compensate Gratuitous Passenger Injured in Motor Accident, Liberty to Recover Amount from Owner: Kerala High Court

The Kerala High Court recently delivered an important judgment under the Motor Vehicles Act, 1988 dealing with compensation in motor accident claims involving a gratuitous passenger travelling in a goods vehicle. The Court clarified that even if there is a violation of insurance policy conditions, the insurance company cannot completely escape liability and must first pay compensation to the victim and later recover it from the vehicle owner. Background of…

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