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Insurer Cannot Demand Proof of Income Beyond ITR in Motor Accident Claim: Jammu & Kashmir and Ladakh High Court

23 Feb 2026 3 min read
Insurer Cannot Demand Proof of Income Beyond ITR in Motor Accident Claim: Jammu & Kashmir and Ladakh High Court

The Jammu & Kashmir and Ladakh High Court has held that once the income of a deceased victim is duly proved through Income Tax Returns, the Insurance Company cannot insist on separate proof of the source of such income in proceedings under the Motor Vehicles Act, 1988. The Court clarified that compensation claims cannot be delayed or reduced by questioning the source of income when the ITR stands proved and…

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