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Insurance Company’s Appeal Against 2014 Flood Damage Claim Rejected: Jammu and Kashmir High Court

24 Jan 2026 4 min read
Insurance Company’s Appeal Against 2014 Flood Damage Claim Rejected: Jammu and Kashmir High Court

The Jammu and Kashmir and Ladakh High Court has dismissed an appeal filed by National Insurance Company Limited, thereby upholding compensation awarded to a Srinagar family whose residential house was damaged during the catastrophic September 2014 floods. The Court ruled that an insurance company cannot deny a valid claim by relying on exclusion clauses that were never clearly disclosed to the insured. Significance of the Judgment The High Court emphasized…

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