Accident Compensation Denied to Wedding Party Traveling in Tractor; Use of Vehicle Contrary to Insured Purpose Held a Violation: Madhya Pradesh High Court

The Madhya Pradesh High Court, in a significant ruling, has set aside an order by the Additional Motor Accidents Claims Tribunal which had directed an insurance company to pay compensation to claimants injured in a tractor accident. The Court observed that the tractor was insured for agricultural purposes, but was misused to carry baratis (wedding guests), which constituted a violation of the insurance contract. Solemnity of insurance contracts and legal…